Definition of Captive Insurance

Is a Captive Insurance Program right for you? A captive is an insurance company that provides insurance to, and is controlled by, its owners. In essence, a captive serves as a premium funding vehicle for self-insuring the losses of the parent organization for a specific retention level designated by the parent.…
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Money Matters: Need a Business Loan? We Have a Few Ideas

Are you looking to secure a loan for your business? We’ve got 7 great tips that will help. According to Bankrate, since 2008 loaning to businesses is down over 10%. “That trend is continuing; times are very tough.” says George Cloutier, chief executive of Orlando, Fla.-based American Management Services, a consultant…
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How Outsourcing Benefits Administration Can Help You

Why should I outsource? In today’s ultra-competitive business environment you need to find more efficient ways to manage your employee investment. At the same time there are many uncertainties regarding healthcare and employee relations. It can be impossible to keep up on all the regulations, laws, and requirements placed on employers…